Terms

Terms of Use

Last updated: 2026-02-20

These Terms of Use (“Terms”) govern your access to and use of DiviTracker (the “Site”), available at https://divitracker.com (the “Website”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1) About DiviTracker (informational purpose)

DiviTracker is a personal, data-driven blog focused on tracking weekly option-income cash-flow sources for selected ETFs. The content is provided for informational and educational purposes only.

2) No investment advice

Nothing on this Site constitutes investment, legal, tax, or financial advice. We are not a registered investment adviser, broker-dealer, or tax professional. You are solely responsible for your own investment decisions. Consider consulting qualified professionals before making financial decisions.

3) Data, estimates, and accuracy

We strive to present data and calculations carefully, but we do not guarantee accuracy, completeness, timeliness, or availability.

  • Data may come from third-party sources and may contain errors, delays, or omissions.
  • Any projections, estimates, or forward-looking figures (including inferred “income-source” or distribution-related expectations) are not guarantees of future results.
  • Past performance is not indicative of future results.

You agree that you will not rely exclusively on the Site for making investment decisions.

4) Risk disclosure

Investing involves risk, including the possible loss of principal. Option-income and covered-call strategies may limit upside participation and may not protect against losses in declining markets. Distributions may include return of capital and may vary significantly over time. ETF prices and net asset values can be volatile.

5) Third-party links and services

The Site may include links to third-party websites, tools, or services (including brokerages, analytics providers, and ad networks). We do not control and are not responsible for third-party content, policies, or practices. Your use of third-party services is at your own risk and subject to their terms and policies.

6) Ads and affiliate disclosure

The Site may display advertisements (e.g., Google AdSense) and may include affiliate links. If you click an affiliate link and take an action (such as opening an account), we may receive compensation at no additional cost to you. We aim to keep editorial decisions independent; however, compensation may influence which services are featured.

7) Intellectual property

Unless otherwise stated, all content on the Site (text, layouts, graphics, and original compilations) is owned by DiviTracker or used with permission and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use only.

You may not reproduce, republish, distribute, sell, or create derivative works from Site content without prior written permission, except where permitted by law (e.g., fair use) or where explicit sharing features are provided.

8) Acceptable use

You agree not to:

  • Use the Site in any unlawful manner;
  • Attempt to gain unauthorized access to the Site or its systems;
  • Interfere with the Site’s operation (including scraping at harmful rates, introducing malware, or attacking availability);
  • Copy or redistribute substantial portions of the Site’s content for commercial purposes without permission.

9) Comments and user submissions (if enabled)

If comments or user submissions are enabled, you are responsible for what you post. You grant us a non-exclusive, worldwide, royalty-free license to display and distribute your submission as part of operating the Site. We may remove content at our discretion.

10) Disclaimer of warranties

The Site is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

11) Limitation of liability

To the fullest extent permitted by law, DiviTracker and its operators will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of (or inability to use) the Site or its content, even if we have been advised of the possibility of such damages.

12) Indemnification

You agree to indemnify and hold harmless DiviTracker and its operators from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another.

13) Changes to these Terms

We may update these Terms from time to time. The “Last updated” date above reflects the latest revision. Your continued use of the Site after changes become effective constitutes acceptance of the updated Terms.

14) Governing law

These Terms are governed by the laws of the Republic of Korea, without regard to conflict of law principles. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts located in the Republic of Korea.

15) Contact

If you have questions about these Terms, please contact us:
https://divitracker.com/contact/